Your Financial Data Stays Yours
We built OctoWealth with a simple principle: your financial data should never be fed to external AI chatbots or LLMs. All insights are generated by OctoWealth's own rules-based logic using your account data, transactions, and preferences — not by OpenAI, Claude, or any third-party AI model provider.
Our Privacy Principles
Four commitments that guide everything we build.
Read-Only Access Only
We can see your transactions, but we can never move your money. Our connection to your bank accounts is strictly read-only through Plaid.
No External AI Model Processing
Financial insights are generated by OctoWealth's own rules-based and algorithmic logic, using your account data, transaction history, budgets, categories, and preferences. We do not send your financial data to OpenAI, ChatGPT, Claude, or any third-party AI model provider.
Zero Data Selling
We do not sell, rent, or trade your financial data to anyone. Not for advertising. Not for analytics. Not ever. Your data is yours alone.
Full Data Control
Export all your data anytime. Delete your account permanently with one tap. Disconnect individual bank accounts whenever you want. You're in control.
Built-In Security
Multiple layers of protection for your peace of mind.
Biometric Lock
Face ID, Touch ID, or fingerprint required to open the app. Optional PIN backup.
Encrypted Tokens
Authentication tokens stored in your device's secure hardware, backed by OS-level encryption.
Jailbreak Detection
Advisory warnings if your device is rooted or jailbroken, so you know your risk level.
Hide Amounts
Privacy mode blurs your balance when showing the app to others. Tap to reveal.
No Financial Credentials
We never see your bank passwords. Credentials are entered directly into Plaid's secure interface.
Data Export
Download all your data anytime in CSV or PDF format. Take it with you if you leave.
How We Compare
Finance Apps Shouldn't Require Trust
With OctoWealth, your data stays yours. Period.
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